Mortgage help with a smaller deposit

Explore mortgage options with a smaller deposit Small deposit mortgage enquiry

Tell us the property price you are considering, your available deposit and how much you may need to borrow. We’ll connect you with a mortgage specialist who can discuss high-LTV lender criteria and next steps. Tell us your deposit and borrowing needs and we’ll connect you with a mortgage specialist.

  • No obligation
  • High-LTV context
  • About 2 minutes

Your small deposit mortgage request

Step 1 of 12 About 2 minutes
  1. Goal
  2. Value
  3. Balance
  4. Borrowing
  5. Term
  6. Purpose
  7. Income
  8. Debt
  9. Credit
  10. Timing
  11. About you
  12. Contact

Step 1 of 12 What are you looking to do?

Tell us the closest match for the purchase. This helps route the enquiry correctly.

Please choose an option to continue.

Step 2 of 12 What is the approximate property value?

£
An estimate is fine if you are not sure of the exact figure.
Please enter a property value to continue.

Step 3 of 12 What is the current mortgage balance?

If you are buying a home, your current mortgage balance will normally be £0.

If you are remortgaging, tell us roughly how much is left on your current mortgage.

For a secured loan, this is the approximate balance of the mortgage already secured on the property.

£
Please complete this step to continue.

Step 4 of 12 How much do you want to borrow?

If you are buying, enter the approximate mortgage amount you need to borrow.

If this is a secured loan enquiry, enter the new loan amount you want to borrow.

If you are remortgaging and only want to switch your current mortgage to a new deal or lender, choose No. If you want to raise additional funds, choose Yes and enter the extra amount only.

£
Enter the extra amount only. If you are not borrowing extra, this will be treated as £0. For a purchase, this is normally the mortgage amount you want to borrow. For a secured loan, this is the loan amount you want to raise against the property.
Please complete this step to continue.

Step 5 of 12 What mortgage term are you considering?

Enter the approximate number of years you would like the mortgage to run for. An estimate is fine.
Please enter a term to continue.

Step 6 of 12 What is the borrowing for?

If you are remortgaging and want to raise extra money, this helps the adviser understand the reason. If you are not raising extra borrowing, choose that option.

For a home purchase, this is treated as property purchase and this step is usually skipped.

For a secured loan, choose the closest loan purpose.

Please choose an option to continue.

Step 7 of 12 Your employment and income

Please complete this step to continue.

Step 8 of 12 Do you have significant unsecured debt?

This can include credit cards, personal loans, car finance or similar commitments. You do not need to give full details here.

£
An estimate is fine. This is used to help understand the enquiry, not to give advice online.
Please choose an option to continue.

Step 9 of 12 How would you describe your credit history?

Please choose an option to continue.

Step 10 of 12 When are you looking to proceed?

Please choose an option to continue.

Step 11 of 12 Tell us about yourself

Nearly there. These details help match the enquiry to you correctly before an adviser gets in touch.

Please complete all required fields to continue.

Step 12 of 12 Where should the adviser contact you?

Your contact details are used so a mortgage adviser can respond to this enquiry. No pressure, no obligation.

A valid UK mobile number helps the adviser contact you about the enquiry.
Please complete all required fields to continue.

No obligation. Your details are used to respond to this mortgage enquiry. Find Me A Mortgage introduces customers to regulated intermediaries and does not provide personal financial advice.

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