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Mortgage Advice UK – Compare Deals & Get a Decision in Principle

Tell us what you need and speak to a qualified independent specialist who can help you understand options, affordability and lender fit in plain English.

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Whether you are buying for the first time, remortgaging, moving home or reviewing affordability, we help you compare lenders and products with advice that is practical, clear and human.

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How it works

Straightforward mortgage help from first step to decision in principle

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Step 1

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Share your circumstances so we can understand the type of mortgage help you are looking for.

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Step 2

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Talk through lender fit, affordability and product types with someone who understands your options.

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Get your mortgage decision in principle
Step 3

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Move forward with more certainty once the right route and lender options are clearer.

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Frequently Asked Questions

Residential Mortgage vs Buy-to-Let Mortgage: Key Differences Explained

A residential mortgage is for a property you intend to live in yourself. A buy-to-let mortgage is usually for a property you intend to…

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Can You Change Mortgage Product Before Completion?

Yes, you may be able to change mortgage product before completion, but it depends on the lender, timing, product availability and whether the change…

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Is Buy Now, Pay Later Affecting Your Mortgage Chances?

Buy Now Pay Later can be convenient, but it may matter more than people realise when applying for a mortgage. Using BNPL does not…

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Latest Mortgage News

UK Borrowing Surges as Higher Inflation and Debt Costs Add Pressure
22 Sep 2026
UK Borrowing Surges as Higher Inflation and Debt Costs Add Pressure

UK public sector borrowing rose to £18.3bn in August, exceeding expectations as inflation and debt-interest costs increased. The figures add to the wider economic pressures facing…

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Low-Deposit Mortgages Return as More Buyers Use 95% and 100% Deals
19 Sep 2026
Low-Deposit Mortgages Return as More Buyers Use 95% and 100% Deals

The share of UK mortgages taken out with deposits below 10% is at its highest level since 2008, as lenders expand access to 95% and 100%…

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Mortgage Rates Rise Again as Average Two-Year Fix Reaches 5.84%
19 Sep 2026
Mortgage Rates Rise Again as Average Two-Year Fix Reaches 5.84%

UK mortgage rates have risen again in September, reversing some of the improvement borrowers had seen earlier in the year as lenders respond to higher funding…

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